At Irina Stamate, we offer secure and flexible payment options through Shopify Payments, ensuring a seamless and protected checkout experience.

1. Accepted Payment Methods

We currently accept the following payment methods:

• Visa
• Mastercard
• American Express
• Discover
• Apple Pay
• Google Pay
• Shop Pay

All transactions are processed securely through Shopify Payments.

All payments are processed in U.S. Dollars (USD).

2. Payment Security

Your security is our priority.

All transactions are encrypted and processed via PCI-DSS compliant systems powered by Shopify Payments.

We do not store full credit card information or payment details on our servers.

3. Payment Timing

Your payment method will be charged in full at the time of order placement and confirmation.

Order acceptance is conditional upon:

• Successful payment authorization.
• Product availability.
• Compliance with our Terms & Conditions.

4. Fraud Protection

We reserve the right to:

• Refuse or cancel any order suspected of fraud or unauthorized activity.
• Request additional verification or identification if necessary.
• Cancel transactions at our sole discretion to protect the customer and the company.

5. Pricing and Currency

All prices displayed on irinastamate.com are in U.S. Dollars (USD).

International customers are responsible for any currency conversion fees, banking fees, or exchange rate discrepancies applied by their financial institution.

We are not responsible for variations caused by third-party exchange rates or transaction fees.

6. Sales Tax

Applicable sales taxes will be calculated at checkout based on your shipping address and local tax regulations.

7. Payment Failures and Processing Errors

If your payment fails:

• Your oder will not be processed.
• You may attempt checkout again with a valid payment method or contact your financial institution.

We are not liable for delays or losses caused by declined payments, technical errors, or banking issues outside of our control.